Saving for a down payment #lifelessons

Buying a house is not an overnight decision. For me, it took around 6 years of saving and financial discipline to have enough money for my down payment.

When the bullied becomes the bully

House hunting in Hamilton is cut throat! You need to be on your A-game, available, and ready to make quick decisions. Pretty much, you have to be a bully.

Before you even buy a house #adulting

You might be┬áthinking, woah, I am so far away from buying a house. That’s fine! If home ownership is a goal of yours, planning far in advance will save you so much trouble down the line. Buying my house was such a rushed patch-job but it all worked out because luckily, I had all my…

Home ownership and traveling

It’s no secret that I LOVE to travel. I love meeting new people, seeing cool things, flying, seeing mountains and landscapes from above, and exploring. One of my biggest fears about buying the house was that I wouldn’t have time or money to travel. I weighed the pros and cons, cried about the decision, and…

Start Saving NOW. #NoPressure

Today is my baby brother’s birthday. He turns 17 and has been working part-time for a while now. I annoy him with unwanted advice about life, but I hope he soaks something in. Especially my talks about financial literacy, treating women with respect, and being responsible at parties. In honour of his birthday, I will…

So what if my house increases in value #HousingMarket #HamOnt

From day 1 people told me that my house purchase would be worth it in the end. I overpaid by $40k so they reassured me that the ‘investment would be worth it’. I understand the theory but while living in the house, I don’t see much of the appreciation. If I do sell the house…

2016 in Review

What a wild year! 2016 had lots of ups and downs. When I was down, I was really low! For a few months- my life felt like this: But I also made so many happy memories. As a positive person, I will write the highlights of the year I bought a house! This entire blog…