Saving for a down payment #lifelessons

Buying a house is not an overnight decision. For me, it took around 6 years of saving and financial discipline to have enough money for my down payment.

Start Saving NOW. #NoPressure

Today is my baby brother’s birthday. He turns 17 and has been working part-time for a while now. I annoy him with unwanted advice about life, but I hope he soaks something in. Especially my talks about financial literacy, treating women with respect, and being responsible at parties. In honour of his birthday, I will…

Real talk about down payments

If you’ve been following along, you know I talk about down payments a lot. But what do they mean? Officially, a down payment is “an initial payment made when something is bought on credit.” When buying a house, the minimum down payment for houses less than $500,000 is 5%. However, a down payment less than…

Where to start? Learning about #money

I was lucky to have a financially savvy father. He’s a business man and had the patience to sit down and guide me through basic investing and savings. I’ve never been great at math and I even dropped grade 12 math because it was bringing down my academic average. Somehow though, I really like working…

Learning how to #invest

In 3rd year university, I came to the realization that I want to enjoy life. I was tired of working so hard and not experiencing enough fulfillment. I moved to Vancouver and then traveled extensively the following year. Recently, I purchased a home and have been working non-stop to sustain my lifestyle. I have no…

What everyone wants to know- #money

My blog analytics show that the posts that get the most activity are the posts about money. This post is a quick overview of the different savings accounts I have and what I’ve learned about them. Learning about finances is something that’s an ongoing journey. I’m not very good at math, I don’t like touching money,…